About World Business Lenders (www.wbl.com)
World Business Lenders (WBL) provides short-term, real estate–collateralized commercial loans to small and medium-sized businesses across the United States that do not have access to traditional financing. The company also services its own loan portfolio and those of third parties, with a focus on managing non-performing loan pools and REO.
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WBL is a U.S.-based company with a fully remote workforce.
- Working hours are 9:00am–6:00pm Eastern Time, Monday through Friday.
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The role requires strong spoken and written English.
- All resumes must be submitted in English.
Overview-
We are seeking a Corporate Legal Compliance Team Lead to oversee regulatory compliance related to corporate operations, contract governance, and licensing requirements across U.S. federal and state frameworks. The ideal candidate will have hands-on experience ensuring adherence to laws impacting corporate transactions, lending activities, and regulatory reporting obligations.
Job Duties and Responsibilities-
Take the lead in owning and continuously enhancing our company's compliance management framework.
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Design, roll out, and upkeep comprehensive compliance policies and procedures that keep us ahead of the curve.
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Create and deliver engaging compliance and risk management training programs throughout the organization.
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Foster a robust compliance culture grounded in clear accountability and strong ethical values.
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Develop a dynamic compliance monitoring and testing program to ensure ongoing adherence.
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Perform thorough compliance risk assessments and spearhead effective remediation initiatives.
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Stay informed and vigilant by researching, monitoring, and maintaining up-to-date knowledge of state-by-state legal and regulatory requirements related to lending activities, including interest rate caps, usury laws, licensing, disclosure rules, collateral limitations, and filing or notice obligations.
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Identify necessary registrations, notices, NMLS-related actions, and other local compliance requirements, collaborating closely with internal teams to implement them smoothly.
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Translate complex legal and regulatory mandates into clear, actionable guidance for business, operations, legal, and management teams.
Requirements
Role Requirements
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Education:
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A degree in Law (Juris Doctor or international equivalent, such as LLB or LLM); U.S. law school preferred.
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Experience:
- We're looking for someone with at least 7 years of experience in U.S. Legal and/or Compliance roles.
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It’s important to have proven experience working with U.S. federal and state regulatory compliance, legal risk management, as well as policy development and implementation within complex organizations.
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You’ll benefit from hands-on experience researching and applying multistate U.S. laws and regulations regarding lending, commercial finance, licensing, registrations, disclosures, interest rate limits, usury, and other related operational requirements.
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Experience in analyzing state-specific legal requirements that impact loan products, collateral structures, governing law, and regulatory or filing obligations—and being able to translate those into clear business rules and internal guidance—is key.
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We also highly value experience working with or preparing materials for U.S. regulatory and supervisory bodies, such as state regulators, licensing authorities, Secretaries of State, and other relevant agencies.
Preferred Background / Industry Experience
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A solid understanding of U.S. federal and state regulatory frameworks is essential.
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We highly value experience in financial services, commercial lending, mortgage, consumer finance, fintech, or other industries that are closely regulated.
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It’s great to have experience with multistate lending compliance, licensing analysis, NMLS-related reviews, state registrations, and managing local filing or notice requirements.
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If you’ve worked on creating or maintaining state law matrices, lending charts, compliance guidance, or similar tools that help manage state-by-state legal requirements, that’s a big plus!
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Familiarity with U.S. real estate law, secured transactions, and issues related to collateral compliance would be an added bonus.
Technical Skills Required
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Advanced proficiency in Microsoft Office Suite (Word, Excel, PowerPoint, Outlook) and Adobe Acrobat;
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Strong legal research and regulatory analysis capabilities;
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Experience conducting compliance monitoring, testing, and risk assessments;
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Ability to draft policies, procedures, controls, and compliance documentation;
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Skilled in reviewing and interpreting multi-state legal and regulatory requirements;
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Experience preparing regulatory summaries, licensing analyses, trackers, and compliance memoranda;
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Ability to create professional reports, presentations, and business guidance materials.
Soft Skills Required
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Excellent written and verbal communication skills;
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Strong analytical thinking and problem-solving abilities;
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Exceptional attention to detail and organizational skills;
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Ability to manage multiple priorities and meet deadlines in a fast-paced environment;
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Strong judgment and ability to handle confidential information professionally;
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Collaborative mindset with the ability to work cross-functionally with business teams;
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Proactive, adaptable, and solutions-oriented approach to work.
Benefits
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Enjoy Paid Time Off (PTO).
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Salary paid in USD.
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Work comfortably 100% from home.
